{"id":6427,"date":"2026-02-23T10:28:12","date_gmt":"2026-02-23T09:28:12","guid":{"rendered":"https:\/\/www.rolling-funds.com\/?p=6427"},"modified":"2026-02-23T10:28:14","modified_gmt":"2026-02-23T09:28:14","slug":"improve-kyb-controls-to-include-more-good-customers-thanks-to-better-data-and-lia","status":"publish","type":"post","link":"https:\/\/www.rolling-funds.com\/en\/articles\/ameliorer-les-controles-kyb-afin-dintegrer-davantage-de-bons-clients-grace-a-de-meilleures-donnees-et-a-lia\/","title":{"rendered":"Improving KYB Checks to Onboard More Good Clients Through Better Data and AI"},"content":{"rendered":"

The Know Your Business (KYB) <\/strong>is the essential first point of contact for any B2B company. First impressions matter: a slow and cumbersome business onboarding process directly leads to client attrition and lost revenue.\u00a0<\/p>\n\n\n\n

Beyond the client experience, KYB is also a key compliance and fraud prevention measure. Not only is it mandatory before offering accounts and services, but poor execution can have serious consequences.<\/p>\n\n\n\n

Every year, criminals launder between $800 billion and $2 trillion, and it is estimated that 80% of these funds pass through seemingly legitimate business structures. That\u2019s why thorough KYB checks are absolutely critical for B2B companies. So, how do you strike the right balance?\u00a0\u00a0

As is often the case with fraud and compliance, the solution lies in better data<\/a>.<\/strong> . High-quality data enables automation and opens the door for AI-driven agents to unlock legitimate clients who might otherwise get stuck in your onboarding queues.\u00a0

At RollingFunds<\/strong>, our mission is to lighten this burden. Here\u2019s how better data and AI-driven automation<\/a> make for a smoother KYB experience for your clients.\u00a0<\/p>\n\n\n\n

The Evolution of KYB Requirements Calls for Better Solutions\u00a0<\/strong><\/strong><\/h2>\n\n\n\n

KYB requirements have grown significantly stricter over the decades.\u00a0

Today, with initiatives like the Corporate Transparency Act in the United States and the EU AML directives, companies face tighter obligations regarding the verification of ultimate beneficial owners (UBOs)<\/strong>, monitoring high-risk activities, and reporting inconsistencies.\u00a0

The challenge is not only to meet compliance requirements but to do so while maintaining a competitive onboarding journey. KYB can no longer be a series of siloed checks that slow business growth. It must evolve into a data-driven, optimized process that balances rigorous controls with customer expectations for a smooth, frictionless online experience.<\/p>\n\n\n\n

Modernizing the KYB Process\u00a0<\/strong><\/h2>\n\n\n\n

KYB typically involves several steps. Some can be automated or accessed via modern APIs, but industry standards still rely heavily on manual processes for many tasks.\u00a0<\/p>\n\n\n\n

1. Company Legitimacy<\/strong><\/p>\n\n\n\n

Challenge: <\/strong>Manually cross-referencing government databases and business registries is slow and error-prone.\u00a0

Modern Approach:<\/strong> Integrated data sources accessible via a simple API call, connecting multiple government and third-party databases, including enhanced UBO checks.\u00a0

2. Ultimate Beneficial Owners (UBOs)\u00a0<\/strong><\/p>\n\n\n\n

Challenge: <\/strong>Standard checks on PEPs (politically exposed persons) and sanctions generate many false positives, creating unnecessary review queues.\u00a0

Modern Approach:<\/strong> Direct KYC capabilities for digital onboarding<\/a>, enriching PEP and negative news screening data. AI agents can reduce false positives by filtering and prioritizing flagged individuals and entities.\u00a0

3. Nature of Business Activity\u00a0<\/strong><\/p>\n\n\n\n

Challenge:<\/strong> Verifying a company\u2019s actual activities is complex, often requiring manual web research, document analysis, or requests for additional client information, delaying onboarding. Traditionally, B2B companies rely on human agents to collect and verify these documents.\u00a0

Modern Approach: <\/strong>AI agents analyze websites and catalogs to accurately classify business activities, scan social media and online reviews for reputational issues, and verify legitimacy using domain age and financial documents (bank statements, tax filings, invoices, etc.), automating tasks that previously required intensive manual investigation.\u00a0<\/p>\n\n\n\n

How RollingFunds Improves KYB Processes\u00a0<\/strong><\/h2>\n\n\n\n

RollingFunds performs all traditional KYB checks using highly reliable data sources, ensuring accuracy and compliance.\u00a0

All these capabilities are available via API<\/strong>, in real time<\/strong> , and fully automated<\/strong>. We provide ready-to-use rules that can be customized according to your risk appetite and compliance policies.\u00a0

1.Business Risk Analysis\u00a0<\/strong><\/p>\n\n\n\n

We address the challenge of verifying the nature of a company\u2019s activities by analyzing multiple data dimensions simultaneously:\u00a0<\/p>\n\n\n\n